Financial history matters.
Looking into a candidate’s financial history gives organizations an extra layer of assurance, particularly when a job candidate will have access to money or other sensitive/valuable assets. We conduct everything from consumer credit report searches to federal bankruptcy searches and searches for liens or judgments.
While a candidate’s past financial history is not a perfect prognosticator of future behavior, it does offer a measure of insight and clarity while allowing organizations to minimize risk.
aINSIGHT’s Financial History Records Search Services Include:
A consumer credit report details an individual’s financial performance as reflected by one of the 3 credit bureaus: Experian, Equifax or TransUnion. It includes credit accounts (trades), their current status (current payments, late payments and charge offs, for example), public records and accounts that have been placed for collection.
A credit report is recommended for employees who will have access to sensitive company information, particularly, those with financial functions within an organization. Relevance to job function should be determined before requesting a credit report for employment purposes.
aINSIGHT is partnered with Experian, a global leader in consumer and business credit reporting services, to provide detailed credit bureau reports for both individuals and business entities.
A bankruptcy search is performed at the Federal Level and reveals if a person or business has ever filed bankruptcy.
aINSIGHT will search and identify all civil lien and judgment filings for a given candidate. Searches are conducted at the state level and identify all plaintiffs, defendants, and liability amounts. Using tax lien and civil judgment records in employment screening must comply with federal and state laws. Signed candidate release forms are required before conducting any background check on your candidate.
The three major credit bureaus removed tax liens and judgments from credit reports. Therefore it is recommended to perform tax lien and judgment searches if you are hiring someone for a financial position where fiscal responsibility is predominant.
Get More with Our Background Check Packages
Choose the package that works best for your organization. Easily customize it with add-ons.
Community package
A background screening package designed specifically for municipalities, community colleges, and local organizations with 250 employees or fewer.
$1,200
Per year — flat rate, no overages
Optimize
package
Most providers deliver the minimum — that's where your exposure begins. Expanded criminal history and verified employment coverage so you're protected where others leave gaps.
transform package
When your workforce is complex — multi-site, regulated, or high-volume- piecemeal solutions create dangerous gaps. Transform brings aINSIGHT capabilities into one enterprise package.
